So, I ended 2016 with a huge surprise. I was living a new life as an empty nester and now THEY HAVE RETURNED!
I am happy to say that my children have returned home but now I live in one of the most expensive states in the country. My last journal entry I discussed getting out of debt, and living the second half of my life fit. Financially fit, emotionally fit, spiritually fit etc…. Well, let’s take a look at where I am with those plans.
The Cheap Car
One year ago I purchased a car for $1000. That thing is amazing! It has excellent air conditioning and only one repair has been required. The repair cost $550. I have been blessed to have this car and a really good mechanic to help.
Part- Time Jobs
My part time jobs were seasonal. I have not started working those jobs yet for the new year but I will look into them again for the summer. I also have found new ways of making money due to some of my new friends. (Sidenote: It is very important to find people who will support your goals to get out of debt.)
Ok, because my children have returned I have decided to relocate out of my small studio apartment. We needed a larger space before someone lost it!
The larger home is in the same nice neighborhood and yes it is more expensive. I know that sounds counter productive but I will not compromise our safety. However, since my children are young adults they pay rent!
( I will list the exact numbers later.)
While starting and stopping is not what I wanted to do, I am happy that I am starting to focus on becoming debt free. Here are a few challenges that I face:
- The cost of living here is not cheap. But it’s about making the best choices and not trying to keep up with the Jones’s. I will have to become stronger at saying “NO!”
- New debts– I have new debts. I owe Uncle Sam! Pay him…that is all.
- Mental focus– The patience required to wait for things I think I deserve now is not always easy. Looking at others spending habits might make me feel “less than”.
- Getting un-stuck- Feeling trapped or overwhelmed by this mountain of debt makes me not even want to start.
Rome wasn’t built in a day. I know this. I can do it. Others have done it. I am not alone. I have enjoyed reading several stories of others who had the same situation and they did it. One dollar at a time! I’m back….errr We’re back!